Asset Wealth Creation is the trading name of Asset Wealth Creation Limited which is a Limited Company registered in England and Wales, numbered: 09594952.

The contact and registered address of Asset Wealth Creation Limited is The Old Warehouse, Mount Sion, Tunbridge Wells, Kent, TN1 1TJ. Telephone: +44 (0) 845 293 0204, email: info@assetwealthcreation.com.

Asset Wealth Creation is an independent financial planning and mentoring company which is a member of The Institute of Financial Planning. Asset Wealth Creation employees are also members of the Chartered Institute for Securities and Investment and the Chartered Insurance Institute.

It is essential that you read and understand our terms of business prior to engaging our services. Your use of our services will confirm your acceptance of these.

Website Terms of Use
By accessing the website you accept and agree the following terms:-
Asset Wealth Creation Limited has compiled this website and they accept no responsibility for any loss or damage of whatever nature arising in any way out of the use of, or inability to use, this website or from any error or omission in information contained in this website. Asset Wealth Creation Limited reserve the absolute right to alter, suspend or discontinue any aspect of this website or the services provided through it, including your access to it.

Copyright and other intellectual property rights in the content of this website, including any Asset Wealth Creation Limited marks, logos and brands contained in the website, belong to Asset Wealth Creation Limited or its licensor(s) – who have expressly licensed content to Asset Wealth Creation Limited.

None of the content or materials available from this website, whether permission is granted for downloading and/or circulation or otherwise, may be used for commercial exploitation. You are permitted to download and store (on a temporary basis) any of the contents of the website provide that it is solely to view such contents. You are forbidden from permanently copying, storing or in any way redistributing the contents of this website except for content made specifically for download, such as fact sheets. Such content may be downloaded only for your personal use. The access, downloading and/or use by any person of anything available from this website is entirely at the user’s own risk.

Any links to other websites have been included for convenience only and Asset Wealth Creation Limited accept no responsibility or liability for the contents of, or any loss or damage caused or alleged to be caused by or in connection with use or reliance on the content of, any linked website. The inclusion of any link does not imply endorsement by Asset Wealth Creation Limited of any linked website or its provider.

Whilst every care is taken to ensure that the information displayed on this website is correct, no warranty or representation is given to its quality, accuracy, fitness for purpose, usefulness or completeness, In particular the materials on this website do not give specific legal advice and should not be relied upon as doing so. In particular, users should be aware that laws and regulations might be different outside England and Wales.
Asset Wealth Creation Limited will only use any personal data collected during our use of this website in accordance with the current UK data protection legislation and our privacy policy.

You agree to indemnify and hold Asset Wealth Creation Limited, and any of its officers, employees and agents harmless from and against all and any expenses, losses, liabilities, damages, costs or expenses of any character incurred or suffered and any claims or legal proceedings which are brought or threatened, in each case arising from misuse of or conduct on, this website and/or breach of these terms.

www.assetwealthcreation.com is a general audience web site, intended for users of all ages. Personal information of all users is collected, used and disclosed as described in this Statement of Privacy.
Asset Wealth Creation Limited collects personal information, such as your e-mail address, name, home or work address or telephone number. Information collected by Asset Wealth Creation Limited is used solely for the purpose of responding to enquiries, billing and registration. Asset Wealth Creation Limited does not collect any information about your computer hardware and software.

Asset Wealth Creation Limited collects and uses your personal information to process enquiries. It is possible that Asset Wealth Creation Limited may also use personal information to inform you of other products or services available from Asset Wealth Creation Limited and any affiliates. Asset Wealth Creation Limited may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Asset Wealth Creation Limited does not sell, rent or lease its customer lists to third parties. Asset Wealth Creation Limited may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your personal information (e-mail, name, address, telephone number) is not transferred to the third party.

General Terms and Conditions
We offer a comprehensive financial planning service. We will make a thorough assessment of your current financial affairs and discuss with you your plans and aspirations for the future. We will then suggest courses of action and once you have decided on a course we will facilitate introductions for you to providers of financial products which suit your needs. We will not advise you what products to buy or course of action to take, the decisions remain yours, we will offer guidance and a plan or strategy for you to follow.

You agree to us sharing any information that we hold about you with a fraud reference agency should it be required. You can access the data held by Asset Wealth Creation Limited at any time. A fee of £10 may be charged to cover costs. The information held about you, on both hard copy and computer, will be sent to you within 30 days of the initial request.

The company will not be held responsible for any delay beyond its control, or as a result of a failure by any party (including the client) to complete all the necessary steps to process a transaction.

Our terms of business are governed by and construed in accordance with English law.

We shall communicate with you in English. All documents will be provided to you in English and it is expected that you will communicate with us in English. There is no minimum duration for the contract.

Asset Wealth Creation Limited is not authorised by the FCA to handle clients’ money. We never accept a cheque made payable to us (unless it is a cheque in settlement of our charges or disbursements for which we have sent you a fee note) or handle cash. All cheques for investment purposes should therefore be made payable to the institutions with which you have decided to invest your money with.

Asset Wealth Creation Limited charges fees for the services it provides to its clients. We have set out details of our fee arrangements in your Letter of Engagement, which should be read in conjunction with our terms of business document, where details of fees charged are also set out.

Cookies
Cookies are text files containing small amounts of information which are downloaded to your personal computer, mobile or other device when you visit a website. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. Cookies are useful because they allow a website to recognise a user’s device.

Persistent cookies – these cookies remain on a user’s device for the period of time specified in the cookie. They are activated each time that the user visits the website that created that particular cookie.

Session cookies – these cookies allow website operators to link the actions of a user during a browser session. A browser session starts when a user opens the browser window and finishes when they close the browser window. Session cookies are created temporarily. Once you close the browser, all session cookies are deleted.

Cookies do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences, and generally improve the user experience. They can also help to ensure that adverts you see online are more relevant to you and your interests.

You can find more information about cookies at www.allaboutcookies.org and www.youronlinechoices.eu.

Cookies used on the Website
Cookies collect information about how visitors use the Website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how the Website works.

There are also functional cookies to allow the Website to remember choices you make (such as auto fill contacts forms) and provide enhanced, more personal features. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

Using browser settings to manage cookies
The Help menu on the menu bar of most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. You can also disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on’s settings or visiting the website of its manufacturer.

Disclosing your information
We will never disclose your information to anyone outside Asset Wealth Creation Limited except where we have your consent; where we are required or permitted to do so by law; to other companies who provide a service to us; or any successors in title to our business.

Other websites
The Website may contain links to other sites which are outside our control and not covered by this policy. The operators of these sites may collect information from you that will be used by them in accordance with their policy, which may differ from ours.

Changes to our policy
We reserve the right to change the policy at any time.